creditpath.io
CreditPath.io equips financial advisors with streamlined access to diverse financing solutions. Our platform prioritizes capital retention and asset control, delivering optimal lending terms that meet client needs while safeguarding wealth.
Access Simplified. Credit Amplified.
INNOVATIVE CREDIT PATHWAYS
At CreditPath.io, we empower financial advisors with tailored credit solutions that prioritize capital retention and asset control. Our efficient, client-focused process enables advisors to deliver exceptional value while maintaining trust.
By blending deep market insights with advanced technology, CreditPath.io bridges the gap between opportunity and access, offering fast, reliable, and flexible financing solutions—without impersonal tech handoffs.
This personalized approach ensures outstanding outcomes for clients, combining cost-efficiency with unmatched quality and care.
ASSET-BASED
LENDING
BUSINESS
LENDING
REAL ESTATE
LENDING
PRIVATE JET
LENDING
YACHT
LENDING
LUXURY
LENDING
MISSION
Our mission is to empower financial firms and their advisors with seamless access to premium consumer credit solutions that retain assets under management. By delivering high-quality products paired with exceptional customer service, we position advisors as trusted subject matter specialists, equipping them to confidently meet diverse client needs with unparalleled expertise.
We provide a comprehensive suite of enhanced credit lending solutions, including securities-backed loans, business financing, mortgages, and luxury asset lending for yachts, planes, and art. With access to exclusive, hard-to-find lending terms, we enable advisors to deliver unmatched financial opportunities that drive growth and ensure clients thrive with financial flexibility.
Through our unwavering support and innovative approach, we bridge the gap between opportunity and access—empowering our partners to excel while helping clients achieve their financial goals with confidence.
VISION
The Vision is to revolutionize the financial landscape by closing the gap in access to credit products. We strive to create a seamless, lightning-fast experience where clients and advisors benefit from fast terms, direct portal paperwork, and a streamlined request-to-funding process. By combining innovative technology with unparalleled service, we aim to set the standard for efficiency and accessibility in consumer credit solutions, empowering financial firms and their clients to achieve their goals faster than ever.
OUR SIMPLE PROCESS
SUBMIT FOR A REQUEST
Financial advisors begin by submitting a request on the platform, specifying the client’s needs and preferences for credit solutions.
AUTOMATED OUTREACH
Once the request is submitted, our system automatically reaches out to a network of trusted creditors who will review the request and provide tailored options.
RECEIVE & SELECT TERMS
Within 24 hours, the creditor options are uploaded to CreditPath.io. Advisors can review the terms, including exclusive rates and fees, and select the best options for their clients.
SUBMIT AND FINALIZE
The advisor tracks the progress directly with the creditor until the credit is successfully processed and finalized.
SERVICES OVERVIEW
At CreditPath.io, we provide financial advisors and firms with unparalleled access to premium credit solutions designed to retain assets under management and elevate client offerings. Our platform simplifies the process of sourcing, comparing, and securing financing, ensuring efficiency and confidence at every step.
By partnering with a network of vetted lenders, we offer access to a wide range of credit products, including securities-backed loans, real estate mortgages, business financing, and luxury asset collateralization. Our commitment to innovation and service empowers advisors to deliver exceptional value, ensuring their clients achieve financial flexibility and long-term success with ease.
With CreditPath.io, advisors can focus on building relationships while we handle the complexities—bridging the gap between opportunity and access for firms and their clients.
FREQUENTLY ASKED QUESTIONS
How do I get started with CreditPath.io?
Getting started with CreditPath.io is free and simple for financial advisors. Simply submit a request through the platform, and our automated process will reach out to our network of creditors. Within 24 hours, you’ll receive tailored options directly from the creditors, which will be uploaded to CreditPath.io for you to review. You can track the process electronically, print the term sheets, and consult with your clients. Once your clients are ready to proceed, they can apply for credit directly through a URL link provided on the term sheet. All documents are delivered in PDF format for easy sharing and tracking.
What are the advantages of using CreditPath.io for financial advisors?
CreditPath.io offers several advantages for financial advisors:
Free Access: Advisors can use the platform at no cost.
Discounted Fees & Rates: Our platform provides access to exclusive, discounted fees and competitive rates that benefit both you and your clients.
Efficiency: The automated process saves time by connecting you directly with creditors, delivering tailored options within 24 hours.
Transparency: All interactions and terms are tracked electronically, so you can monitor the progress and provide your clients with clear, up-to-date information.
Customizable Options: Advisors can offer clients a wide range of credit solutions, from business financing to luxury asset loans, all in one place.
Client-Focused: Our platform ensures that you can quickly provide your clients with flexible, competitive lending terms, fostering trust and long-term relationships.
How quickly will I receive credit options for my clients?
Once you submit a request on CreditPath.io, creditors typically provide tailored options within 24 hours. These options are then automatically uploaded to the platform, where you can review and track them electronically. This quick turnaround allows you to consult with your clients promptly, ensuring they have access to the best credit solutions in a timely manner.
How do I track the progress of my client's credit request?
Currently, tracking progress is done directly through communication with the credit provider. Once you submit a request, you’ll work with the creditor to stay updated on the status and next steps. In the future, CreditPath.io will be rolling out a dashboard that will provide electronic tracking of requests, offering an even more streamlined experience for advisors.
Can I customize the credit solutions I offer to clients?
Yes, CreditPath.io allows you to offer highly customizable credit solutions. Once you submit a request, creditors provide tailored options based on your client’s needs. You can select from a variety of products—including business financing, mortgages, and luxury asset loans—and choose the terms that best suit your client's situation. This flexibility ensures you can offer the most relevant and effective solutions for each unique case.
Are the credit terms provided on CreditPath.io competitive?
Yes, the credit terms provided through CreditPath.io are highly competitive. In fact, all creditors on our platform must offer better terms and fees than what’s available at retail to be included. We work with a select network of top-tier creditors who provide exclusive, hard-to-find lending terms, ensuring you can offer your clients the best possible financing options with discounted rates and fees.
How do I share credit options with my clients?
Once you receive the tailored credit options from the creditors, you can easily share them with your clients. The options are delivered electronically through CreditPath.io in PDF format, allowing you to print the term sheets or share them digitally. Additionally, the term sheets include a URL link for your clients to apply for credit directly, streamlining the process and making it simple for them to move forward.
Are there any fees for financial advisors to use CreditPath.io?
No, CreditPath.io is completely free for financial advisors. There are no upfront or hidden fees to access our platform or request credit options. Our goal is to provide you with seamless access to top-tier credit solutions and exceptional service without any added costs.
Will CreditPath.io compete with me or steal my clients?
No, CreditPath.io does not compete with you or steal your clients. We are dedicated to supporting financial advisors and enhancing their client relationships. Our platform is designed to help you offer tailored credit solutions to your clients, not to bypass or replace you. We believe in fostering long-term partnerships with advisors, and all communication and interactions with clients remain under your control. We are committed to maintaining a non-competitive and collaborative approach.
Why are the terms and fees on CreditPath.io lower than retail, and are there any restrictions I should be aware of?
The competitive terms and discounted fees offered through CreditPath.io are possible because of the exclusive relationships we have with our network of creditors. These creditors agree to provide better terms than retail in exchange for our structured process, which includes working directly through CreditPath.io. By using the platform, you and your clients benefit from these lower costs.
However, it’s important to note that our terms and conditions prefer that all transactions be processed through CreditPath.io. This ensures access to the exclusive terms and fees we’ve secured with our creditors. Circumventing the platform would result in losing access to these benefits. Our goal is to maintain the integrity of the relationships we’ve built and continue offering the best possible financing options.
What is the process for using CreditPath.io?
The process for using CreditPath.io is simple and efficient:
Submit a Request: Financial advisors begin by submitting a request on the platform, specifying the client’s needs and preferences for credit solutions.
Automated Outreach: Once the request is submitted, our system automatically reaches out to a network of trusted creditors who will review the request and provide tailored options.
Receive Tailored Options: Within 24 hours, the creditor options are uploaded to CreditPath.io. Advisors can review the terms, including exclusive rates and fees, and select the best options for their clients.
Client Consultation: Advisors consult with their clients using the term sheets provided. These options are available in PDF format and include a URL link for clients to apply for credit directly.
Track & Finalize: The advisor tracks the progress directly with the creditor until the credit is successfully processed and finalized.
TESTIMONIAL
"As a financial advisor, I had a client who was interested in purchasing a $5 million home but was struggling to secure traditional financing due to a lack of tax returns and formal income documentation. With Credit Path, we were able to access non-traditional mortgage options that were not only competitive but also tailored to the unique needs of my client. The ability to finance 75% of the home without the usual paperwork requirements was a game changer, saving my client from the need to pay cash. Thanks to Credit Path, we were able to secure a solution that provided both flexibility and significant financial relief." - VALERIE
Disclaimer: All terms and conditions provided through CreditPath.io are subject to change and are not final until a full application is submitted, reviewed, and approved by the creditor's underwriting department. CreditPath.io operates on a best-effort basis to provide tailored credit options based on the information supplied in the request. However, the terms provided are preliminary and subject to change upon a complete review of financials, creditworthiness, and other relevant factors. The data provided in the initial request serves as a starting point for the credit evaluation process and is not binding.
CreditPath.io is a lead aggregator and acts solely as a conduit between financial advisors and credit providers. CreditPath.io does not provide the terms or credit itself but connects advisors with approved creditors. All credit terms and conditions are provided directly by the credit providers, and any final decisions regarding approval, terms, and creditworthiness are determined by the creditor.
*CreditPath.io does not provide tax advice. Clients should consult with a tax advisor(s).Footer
